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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,588 | $85,766-2.5% | $136,298-38.7% | $70,126+19.2% |
| Participation rate | 72.5% | 74.2%-1.6pp | 81.9%-9.4pp | 69.5%+3.0pp |
| Annual return | 17.70% | 31.46%-13.8pp | 5156.27%-5138.6pp | 73.15%-55.4pp |
| Employer contribution / active EE | $380 | $2,966-87.2% | $4,696-91.9% | $2,343-83.8% |
| Participant deferral / active EE | $4,334 | $5,051-14.2% | $6,247-30.6% | $3,332+30.1% |
| Admin fee / account holder | $5,919 | $5,421+9.2% | $9,244-36.0% | $4,645+27.4% |