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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,837 | $76,551-4.9% | $123,894-41.2% | $62,881+15.8% |
| Participation rate | 70.8% | 73.0%-2.2pp | 81.4%-10.6pp | 69.3%+1.5pp |
| Annual return | 9.07% | 18.68%-9.6pp | 47.52%-38.4pp | 20.14%-11.1pp |
| Employer contribution / active EE | $348 | $2,882-87.9% | $4,617-92.5% | $2,281-84.7% |
| Participant deferral / active EE | $4,150 | $4,840-14.3% | $5,984-30.7% | $3,203+29.6% |
| Admin fee / account holder | $4,799 | $4,826-0.5% | $8,357-42.6% | $4,296+11.7% |