Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,869 | $101,499-73.5% | $147,005-81.7% | $74,546-64.0% |
| Participation rate | 58.3% | 75.5%-17.3pp | 82.2%-23.9pp | 67.2%-9.0pp |
| Annual return | 10.45% | 8732.34%-8721.9pp | 418.76%-408.3pp | 1366.03%-1355.6pp |
| Employer contribution / active EE | $1,450 | $3,811-61.9% | $4,934-70.6% | $2,624-44.7% |
| Participant deferral / active EE | $3,210 | $7,304-56.1% | $8,070-60.2% | $4,347-26.2% |
| Admin fee / account holder | $2,271 | $1,748+29.9% | $13,006-82.5% | $1,944+16.8% |