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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,303 | $99,053-31.0% | $88,179-22.5% | $138,895-50.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 16.31% | 78.17%-61.9pp | 64.97%-48.7pp | 145.39%-129.1pp |
| Employer contribution / active EE | $6,568 | $2,882+127.9% | $2,549+157.6% | $4,194+56.6% |
| Participant deferral / active EE | $11,875 | $5,225+127.2% | $4,614+157.4% | $6,396+85.6% |
| Admin fee / account holder | $1,747 | $8,748-80.0% | $7,673-77.2% | $12,562-86.1% |