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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,358 | $104,937-65.4% | $84,628-57.0% | $152,897-76.2% |
| Participation rate | 33.3% | 74.8%-41.5pp | 68.2%-34.9pp | 82.5%-49.1pp |
| Annual return | 22.26% | 373.88%-351.6pp | 258.80%-236.5pp | 345.43%-323.2pp |
| Employer contribution / active EE | $4,526 | $3,303+37.0% | $2,653+70.6% | $4,764-5.0% |
| Participant deferral / active EE | $6,366 | $4,690+35.7% | $3,900+63.2% | $5,851+8.8% |
| Admin fee / account holder | $21,834 | $6,243+249.7% | $4,914+344.3% | $11,599+88.2% |