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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,460 | $97,125+62.1% | $86,233+82.6% | $137,256+14.7% |
| Participation rate | 72.7% | 74.2%-1.5pp | 69.0%+3.7pp | 80.0%-7.2pp |
| Annual return | 13.78% | 74.19%-60.4pp | 61.39%-47.6pp | 220.34%-206.6pp |
| Employer contribution / active EE | $2,780 | $2,841-2.1% | $2,504+11.0% | $4,156-33.1% |
| Participant deferral / active EE | $7,892 | $5,180+52.4% | $4,559+73.1% | $6,407+23.2% |
| Admin fee / account holder | $1,297 | $9,725-86.7% | $8,342-84.5% | $12,270-89.4% |