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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,460 | $108,882+44.6% | $96,754+62.7% | $154,746+1.8% |
| Participation rate | 72.7% | 75.1%-2.4pp | 70.3%+2.5pp | 80.7%-8.0pp |
| Annual return | 13.78% | 98.39%-84.6pp | 82.04%-68.3pp | 172.34%-158.6pp |
| Employer contribution / active EE | $2,780 | $3,018-7.9% | $2,679+3.8% | $4,379-36.5% |
| Participant deferral / active EE | $7,892 | $5,323+48.3% | $4,758+65.9% | $6,730+17.3% |
| Admin fee / account holder | $1,297 | $10,200-87.3% | $8,905-85.4% | $14,365-91.0% |