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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,822 | $75,058-58.9% | $152,301-79.8% | $64,340-52.1% |
| Participation rate | 89.0% | 60.9%+28.1pp | 82.4%+6.5pp | 55.2%+33.7pp |
| Annual return | 22.65% | 29.93%-7.3pp | 80.50%-57.9pp | 24.14%-1.5pp |
| Employer contribution / active EE | $2,081 | $2,605-20.1% | $4,624-55.0% | $1,862+11.8% |
| Participant deferral / active EE | $6,220 | $5,041+23.4% | $8,004-22.3% | $2,980+108.7% |
| Admin fee / account holder | $3,334 | $4,050-17.7% | $14,398-76.8% | $3,703-10.0% |