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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,799 | $93,598-83.1% | $135,974-88.4% | $75,173-79.0% |
| Participation rate | 79.4% | 75.2%+4.2pp | 81.9%-2.5pp | 67.2%+12.2pp |
| Annual return | 24.19% | 30.89%-6.7pp | 68.30%-44.1pp | 160.72%-136.5pp |
| Employer contribution / active EE | $1,468 | $3,538-58.5% | $4,859-69.8% | $2,671-45.1% |
| Participant deferral / active EE | $3,862 | $6,405-39.7% | $7,760-50.2% | $4,126-6.4% |
| Admin fee / account holder | $2,767 | $6,978-60.3% | $10,767-74.3% | $5,651-51.0% |