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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,743 | $82,678-84.6% | $125,391-89.8% | $68,490-81.4% |
| Participation rate | 86.2% | 75.1%+11.1pp | 82.4%+3.8pp | 67.9%+18.3pp |
| Annual return | -17.64% | -5.97%-11.7pp | 572.41%-590.0pp | -7.85%-9.8pp |
| Employer contribution / active EE | $1,854 | $3,382-45.2% | $4,816-61.5% | $2,597-28.6% |
| Participant deferral / active EE | $5,021 | $6,111-17.8% | $7,448-32.6% | $4,028+24.7% |
| Admin fee / account holder | $791 | $6,277-87.4% | $10,009-92.1% | $5,403-85.4% |