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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,917 | $118,869-65.6% | $96,575-57.6% | $167,518-75.6% |
| Participation rate | 83.3% | 75.5%+7.8pp | 69.8%+13.5pp | 82.1%+1.2pp |
| Annual return | 19.31% | 50.49%-31.2pp | 37.79%-18.5pp | 478.71%-459.4pp |
| Employer contribution / active EE | $2,213 | $3,120-29.1% | $2,357-6.1% | $4,838-54.3% |
| Participant deferral / active EE | $7,374 | $4,616+59.7% | $3,849+91.6% | $6,342+16.3% |
| Admin fee / account holder | $1,871 | $8,067-76.8% | $6,182-69.7% | $12,312-84.8% |