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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,014 | $95,915-47.9% | $79,580-37.2% | $134,532-62.8% |
| Participation rate | 80.0% | 75.0%+5.0pp | 69.5%+10.5pp | 81.2%-1.2pp |
| Annual return | -22.53% | -2.71%-19.8pp | 0.15%-22.7pp | 418.27%-440.8pp |
| Employer contribution / active EE | $2,805 | $3,129-10.3% | $2,413+16.2% | $4,741-40.8% |
| Participant deferral / active EE | $10,010 | $4,693+113.3% | $3,985+151.2% | $6,401+56.4% |
| Admin fee / account holder | $1,722 | $9,132-81.1% | $6,835-74.8% | $11,429-84.9% |