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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,707 | $162,136-63.8% | $152,301-61.5% | $154,746-62.1% |
| Participation rate | 78.9% | 84.1%-5.2pp | 82.4%-3.5pp | 80.7%-1.8pp |
| Annual return | 29.03% | 91.02%-62.0pp | 80.50%-51.5pp | 172.34%-143.3pp |
| Employer contribution / active EE | $4,117 | $4,890-15.8% | $4,624-11.0% | $4,379-6.0% |
| Participant deferral / active EE | $6,214 | $8,341-25.5% | $8,004-22.4% | $6,730-7.7% |
| Admin fee / account holder | $2,643 | $15,759-83.2% | $14,398-81.6% | $14,365-81.6% |