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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,319 | $103,164-84.2% | $90,259-81.9% | $154,746-89.5% |
| Participation rate | 95.5% | 76.1%+19.4pp | 70.7%+24.7pp | 80.7%+14.8pp |
| Annual return | 13.19% | 19.25%-6.1pp | 18.88%-5.7pp | 172.34%-159.1pp |
| Employer contribution / active EE | $1,749 | $2,532-30.9% | $2,291-23.7% | $4,379-60.1% |
| Participant deferral / active EE | $3,885 | $4,422-12.1% | $3,827+1.5% | $6,730-42.3% |
| Admin fee / account holder | $924 | $8,593-89.2% | $7,267-87.3% | $14,365-93.6% |