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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,142 | $64,719-59.6% | $112,249-76.7% | $68,486-61.8% |
| Participation rate | 77.3% | 67.2%+10.1pp | 75.1%+2.2pp | 67.9%+9.4pp |
| Annual return | -20.75% | -11.40%-9.3pp | 27.48%-48.2pp | -7.85%-12.9pp |
| Employer contribution / active EE | $3,926 | $2,747+42.9% | $3,636+8.0% | $2,597+51.2% |
| Participant deferral / active EE | $2,192 | $3,565-38.5% | $4,729-53.6% | $4,028-45.6% |
| Admin fee / account holder | $2,164 | $5,232-58.6% | $6,412-66.3% | $5,404-60.0% |