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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,655 | $72,273-59.0% | $101,275-70.7% | $79,856-62.9% |
| Participation rate | 81.2% | 68.5%+12.7pp | 75.8%+5.4pp | 69.6%+11.5pp |
| Annual return | 14.13% | 22.30%-8.2pp | 46.48%-32.3pp | 31.71%-17.6pp |
| Employer contribution / active EE | $3,553 | $2,691+32.0% | $3,660-2.9% | $2,471+43.8% |
| Participant deferral / active EE | $1,330 | $3,282-59.5% | $4,371-69.6% | $3,741-64.4% |
| Admin fee / account holder | $4,119 | $4,401-6.4% | $5,948-30.7% | $5,306-22.4% |