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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,473 | $63,346-64.5% | $92,240-75.6% | $70,126-68.0% |
| Participation rate | 76.2% | 68.7%+7.5pp | 76.5%-0.3pp | 69.5%+6.7pp |
| Annual return | 15.98% | 530.19%-514.2pp | 176.29%-160.3pp | 73.15%-57.2pp |
| Employer contribution / active EE | $5,150 | $2,471+108.4% | $3,680+40.0% | $2,343+119.9% |
| Participant deferral / active EE | $1,660 | $2,854-41.8% | $3,897-57.4% | $3,332-50.2% |
| Admin fee / account holder | $1,932 | $3,841-49.7% | $5,194-62.8% | $4,645-58.4% |