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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,154 | $95,915-77.9% | $79,580-73.4% | $134,532-84.3% |
| Participation rate | 42.1% | 75.0%-32.9pp | 69.5%-27.4pp | 81.2%-39.1pp |
| Annual return | -18.85% | -2.71%-16.1pp | 0.15%-19.0pp | 418.27%-437.1pp |
| Employer contribution / active EE | $1,038 | $3,129-66.8% | $2,413-57.0% | $4,741-78.1% |
| Participant deferral / active EE | $2,151 | $4,693-54.2% | $3,985-46.0% | $6,401-66.4% |
| Admin fee / account holder | $271 | $9,132-97.0% | $6,835-96.0% | $11,429-97.6% |