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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,135 | $112,933-76.0% | $90,970-70.2% | $158,982-82.9% |
| Participation rate | 40.0% | 74.7%-34.7pp | 69.0%-29.0pp | 82.0%-42.0pp |
| Annual return | 17.88% | 215.82%-197.9pp | 134.60%-116.7pp | 302.99%-285.1pp |
| Employer contribution / active EE | $610 | $2,893-78.9% | $2,122-71.3% | $4,763-87.2% |
| Participant deferral / active EE | $1,894 | $4,128-54.1% | $3,373-43.8% | $5,983-68.3% |
| Admin fee / account holder | $457 | $8,047-94.3% | $5,961-92.3% | $11,252-95.9% |