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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,098 | $106,918-75.6% | $84,021-68.9% | $152,897-82.9% |
| Participation rate | 36.4% | 75.2%-38.9pp | 69.0%-32.7pp | 82.5%-46.1pp |
| Annual return | 24.90% | 105.01%-80.1pp | 71.32%-46.4pp | 345.43%-320.5pp |
| Employer contribution / active EE | $791 | $2,735-71.1% | $1,984-60.1% | $4,764-83.4% |
| Participant deferral / active EE | $2,583 | $4,012-35.6% | $3,239-20.2% | $5,851-55.8% |
| Admin fee / account holder | $1,573 | $8,288-81.0% | $6,102-74.2% | $11,599-86.4% |