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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,034 | $69,118+231.4% | $53,647+326.9% | $138,895+64.9% |
| Participation rate | 12.5% | 64.0%-51.5pp | 56.3%-43.8pp | 79.9%-67.4pp |
| Annual return | 15.57% | 248.26%-232.7pp | 358.33%-342.8pp | 145.39%-129.8pp |
| Employer contribution / active EE | $534 | $1,189-55.1% | $962-44.5% | $4,194-87.3% |
| Participant deferral / active EE | $2,135 | $2,274-6.1% | $1,813+17.7% | $6,396-66.6% |
| Admin fee / account holder | $160 | $2,724-94.1% | $2,460-93.5% | $12,562-98.7% |