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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,569 | $103,949-91.8% | $69,182-87.6% | $273,972-96.9% |
| Participation rate | 50.0% | 67.4%-17.4pp | 55.1%-5.1pp | 83.0%-33.0pp |
| Annual return | 44.77% | 35.28%+9.5pp | -21.93%+66.7pp | 41.46%+3.3pp |
| Employer contribution / active EE | $936 | $1,783-47.5% | $1,206-22.4% | $4,869-80.8% |
| Participant deferral / active EE | $2,574 | $2,716-5.2% | $1,897+35.7% | $5,287-51.3% |
| Admin fee / account holder | $0 | $3,671-100.0% | $2,697-100.0% | $10,133-100.0% |