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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,740 | $65,434-40.8% | $98,483-60.7% | $85,847-54.9% |
| Participation rate | 62.9% | 65.0%-2.2pp | 73.3%-10.5pp | 69.3%-6.5pp |
| Annual return | 15.89% | 21.75%-5.9pp | 1494.38%-1478.5pp | 318.61%-302.7pp |
| Employer contribution / active EE | $780 | $2,169-64.1% | $2,961-73.7% | $2,565-69.6% |
| Participant deferral / active EE | $3,677 | $3,168+16.1% | $4,276-14.0% | $3,952-7.0% |
| Admin fee / account holder | $146 | $4,595-96.8% | $5,953-97.5% | $6,261-97.7% |