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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,781 | $103,000-65.3% | $90,300-60.4% | $152,885-76.6% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 0.00% | 95.19%-95.2pp | 78.11%-78.1pp | 345.39%-345.4pp |
| Employer contribution / active EE | $717 | $3,138-77.2% | $2,854-74.9% | $4,763-85.0% |
| Participant deferral / active EE | $3,535 | $4,281-17.4% | $3,884-9.0% | $5,851-39.6% |
| Admin fee / account holder | $238 | $6,173-96.1% | $5,353-95.6% | $11,598-97.9% |