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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,093 | $134,001-71.6% | $112,258-66.1% | $134,509-71.7% |
| Participation rate | 55.6% | 78.6%-23.0pp | 75.1%-19.5pp | 81.2%-25.7pp |
| Annual return | -18.09% | 47.15%-65.2pp | 27.47%-45.6pp | 418.13%-436.2pp |
| Employer contribution / active EE | $0 | $4,039-100.0% | $3,636-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,605 | $5,291-50.8% | $4,728-44.9% | $6,400-59.3% |
| Admin fee / account holder | $4,159 | $7,491-44.5% | $6,411-35.1% | $11,427-63.6% |