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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,729 | $112,300-92.2% | $90,223-90.3% | $125,389-93.0% |
| Participation rate | 90.9% | 82.9%+8.0pp | 79.0%+11.9pp | 83.2%+7.7pp |
| Annual return | -2.85% | -0.57%-2.3pp | 1.31%-4.2pp | 282.24%-285.1pp |
| Employer contribution / active EE | $1,972 | $5,181-61.9% | $4,378-55.0% | $4,866-59.5% |
| Participant deferral / active EE | $3,811 | $6,733-43.4% | $5,792-34.2% | $5,352-28.8% |
| Admin fee / account holder | $719 | $10,990-93.5% | $7,406-90.3% | $9,541-92.5% |