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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,336 | $102,595-51.9% | $94,057-47.5% | $154,746-68.1% |
| Participation rate | 71.4% | 76.0%-4.6pp | 73.3%-1.9pp | 80.7%-9.3pp |
| Annual return | 17.53% | 583.42%-565.9pp | 480.62%-463.1pp | 172.34%-154.8pp |
| Employer contribution / active EE | $2,024 | $3,147-35.7% | $2,933-31.0% | $4,379-53.8% |
| Participant deferral / active EE | $3,037 | $5,118-40.7% | $4,709-35.5% | $6,730-54.9% |
| Admin fee / account holder | $3,552 | $7,736-54.1% | $7,244-51.0% | $14,365-75.3% |