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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,940 | $110,337-54.7% | $102,383-51.2% | $145,877-65.8% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 26.46% | 24.83%+1.6pp | 24.94%+1.5pp | 551.28%-524.8pp |
| Employer contribution / active EE | $5,862 | $4,216+39.0% | $3,870+51.5% | $4,663+25.7% |
| Participant deferral / active EE | $8,440 | $5,621+50.2% | $5,060+66.8% | $6,691+26.1% |
| Admin fee / account holder | $10,664 | $9,750+9.4% | $8,391+27.1% | $13,402-20.4% |