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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,408 | $133,998-80.3% | $112,263-76.5% | $134,545-80.4% |
| Participation rate | 92.9% | 78.6%+14.3pp | 75.1%+17.8pp | 81.2%+11.6pp |
| Annual return | -18.69% | 47.17%-65.9pp | 27.49%-46.2pp | 418.37%-437.1pp |
| Employer contribution / active EE | $4,144 | $4,040+2.6% | $3,636+14.0% | $4,742-12.6% |
| Participant deferral / active EE | $6,256 | $5,292+18.2% | $4,729+32.3% | $6,401-2.3% |
| Admin fee / account holder | $749 | $7,493-90.0% | $6,410-88.3% | $11,431-93.4% |