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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,092 | $106,247-62.3% | $96,515-58.5% | $139,466-71.3% |
| Participation rate | 92.9% | 77.8%+15.0pp | 74.3%+18.5pp | 80.3%+12.5pp |
| Annual return | 20.80% | 38.47%-17.7pp | 35.73%-14.9pp | 373.66%-352.9pp |
| Employer contribution / active EE | $4,224 | $4,106+2.9% | $3,740+13.0% | $4,754-11.1% |
| Participant deferral / active EE | $7,136 | $5,456+30.8% | $4,880+46.2% | $6,712+6.3% |
| Admin fee / account holder | $1,185 | $7,885-85.0% | $6,735-82.4% | $11,409-89.6% |