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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,037 | $111,535-41.7% | $105,223-38.2% | $137,256-52.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 20.29% | 237.85%-217.6pp | 180.65%-160.4pp | 220.34%-200.1pp |
| Employer contribution / active EE | $12,422 | $3,939+215.3% | $3,689+236.8% | $4,156+198.9% |
| Participant deferral / active EE | $11,071 | $5,500+101.3% | $5,072+118.3% | $6,407+72.8% |
| Admin fee / account holder | $7,961 | $9,721-18.1% | $8,859-10.1% | $12,270-35.1% |