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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,313 | $166,131-78.7% | $164,975-78.6% | $145,877-75.8% |
| Participation rate | 70.6% | 82.0%-11.4pp | 78.6%-8.0pp | 80.3%-9.7pp |
| Annual return | 10.73% | 100.37%-89.6pp | 70.12%-59.4pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,211 | $5,276-77.0% | $4,343-72.1% | $4,663-74.0% |
| Participant deferral / active EE | $2,711 | $6,962-61.1% | $6,033-55.1% | $6,691-59.5% |
| Admin fee / account holder | $2,237 | $16,648-86.6% | $12,688-82.4% | $13,402-83.3% |