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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,705 | $178,174-73.2% | $156,181-69.5% | $137,256-65.2% |
| Participation rate | 73.7% | 82.0%-8.4pp | 78.8%-5.1pp | 80.0%-6.3pp |
| Annual return | 12.41% | 84.19%-71.8pp | 64.87%-52.5pp | 220.34%-207.9pp |
| Employer contribution / active EE | $1,218 | $4,972-75.5% | $4,294-71.6% | $4,156-70.7% |
| Participant deferral / active EE | $2,652 | $6,888-61.5% | $6,132-56.8% | $6,407-58.6% |
| Admin fee / account holder | $2,667 | $17,404-84.7% | $14,586-81.7% | $12,270-78.3% |