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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,605 | $201,370+4.1% | $184,256+13.8% | $145,897+43.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.21% | 29.05%-16.8pp | 28.85%-16.6pp | 552.29%-540.1pp |
| Employer contribution / active EE | $15,706 | $7,024+123.6% | $6,427+144.4% | $4,663+236.8% |
| Participant deferral / active EE | $13,020 | $9,808+32.7% | $9,133+42.6% | $6,689+94.6% |
| Admin fee / account holder | $936 | $16,364-94.3% | $13,899-93.3% | $13,390-93.0% |