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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,742 | $112,729+147.3% | $98,716+182.4% | $137,256+103.1% |
| Participation rate | 8.7% | 74.2%-65.5pp | 69.3%-60.6pp | 80.0%-71.3pp |
| Annual return | 1.09% | 38.48%-37.4pp | 31.81%-30.7pp | 220.34%-219.2pp |
| Employer contribution / active EE | $804 | $2,725-70.5% | $2,279-64.7% | $4,156-80.6% |
| Participant deferral / active EE | $3,362 | $4,640-27.6% | $4,048-16.9% | $6,407-47.5% |
| Admin fee / account holder | $270 | $10,129-97.3% | $8,703-96.9% | $12,270-97.8% |