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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,774 | $88,815-84.5% | $81,882-83.2% | $145,897-90.6% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 13.27% | 1033.75%-1020.5pp | 779.47%-766.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $537 | $3,086-82.6% | $2,916-81.6% | $4,663-88.5% |
| Participant deferral / active EE | $774 | $4,647-83.4% | $4,323-82.1% | $6,689-88.4% |
| Admin fee / account holder | $440 | $8,434-94.8% | $7,360-94.0% | $13,390-96.7% |