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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,918 | $129,737-67.7% | $119,126-64.8% | $154,746-72.9% |
| Participation rate | 66.7% | 78.9%-12.2pp | 75.8%-9.1pp | 80.7%-14.0pp |
| Annual return | 22.33% | 379.08%-356.8pp | 282.11%-259.8pp | 172.34%-150.0pp |
| Employer contribution / active EE | $3,791 | $4,375-13.3% | $4,034-6.0% | $4,379-13.4% |
| Participant deferral / active EE | $4,946 | $5,842-15.3% | $5,318-7.0% | $6,730-26.5% |
| Admin fee / account holder | $160 | $11,961-98.7% | $10,693-98.5% | $14,365-98.9% |