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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,918 | $111,535-62.4% | $105,223-60.2% | $137,256-69.5% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 22.33% | 237.85%-215.5pp | 180.65%-158.3pp | 220.34%-198.0pp |
| Employer contribution / active EE | $3,791 | $3,939-3.8% | $3,689+2.8% | $4,156-8.8% |
| Participant deferral / active EE | $4,946 | $5,500-10.1% | $5,072-2.5% | $6,407-22.8% |
| Admin fee / account holder | $160 | $9,721-98.4% | $8,859-98.2% | $12,270-98.7% |