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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,840 | $75,541-67.1% | $152,093-83.7% | $82,637-69.9% |
| Participation rate | 80.9% | 66.5%+14.3pp | 77.8%+3.1pp | 68.1%+12.8pp |
| Annual return | 17.39% | 32.56%-15.2pp | 66.36%-49.0pp | 53.51%-36.1pp |
| Employer contribution / active EE | $2,381 | $2,622-9.2% | $4,175-43.0% | $2,552-6.7% |
| Participant deferral / active EE | $3,374 | $3,206+5.2% | $5,451-38.1% | $4,126-18.2% |
| Admin fee / account holder | $2,268 | $6,405-64.6% | $14,497-84.4% | $7,339-69.1% |