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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,546 | $112,729+78.8% | $98,716+104.2% | $137,256+46.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 35.55% | 38.48%-2.9pp | 31.81%+3.7pp | 220.34%-184.8pp |
| Employer contribution / active EE | $2,765 | $2,725+1.4% | $2,279+21.3% | $4,156-33.5% |
| Participant deferral / active EE | $10,627 | $4,640+129.0% | $4,048+162.5% | $6,407+65.9% |
| Admin fee / account holder | $783 | $10,129-92.3% | $8,703-91.0% | $12,270-93.6% |