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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,546 | $124,980+61.3% | $108,359+86.0% | $154,746+30.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 35.55% | 45.00%-9.4pp | 36.89%-1.3pp | 172.34%-136.8pp |
| Employer contribution / active EE | $2,765 | $2,851-3.0% | $2,399+15.2% | $4,379-36.9% |
| Participant deferral / active EE | $10,627 | $4,743+124.1% | $4,137+156.9% | $6,730+57.9% |
| Admin fee / account holder | $783 | $11,502-93.2% | $9,741-92.0% | $14,365-94.5% |