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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,889 | $57,305-61.8% | $86,640-74.7% | $75,173-70.9% |
| Participation rate | 59.6% | 63.2%-3.6pp | 71.7%-12.1pp | 67.2%-7.6pp |
| Annual return | 26.15% | 2674.24%-2648.1pp | 592.52%-566.4pp | 160.72%-134.6pp |
| Employer contribution / active EE | $2,495 | $2,316+7.7% | $3,024-17.5% | $2,671-6.6% |
| Participant deferral / active EE | $4,509 | $3,320+35.8% | $4,438+1.6% | $4,126+9.3% |
| Admin fee / account holder | $2,873 | $4,116-30.2% | $5,616-48.8% | $5,651-49.1% |