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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,452 | $54,355-69.7% | $82,744-80.1% | $68,486-76.0% |
| Participation rate | 60.8% | 63.9%-3.1pp | 72.6%-11.8pp | 67.9%-7.1pp |
| Annual return | -19.26% | -13.67%-5.6pp | 702.22%-721.5pp | -7.85%-11.4pp |
| Employer contribution / active EE | $2,021 | $2,219-8.9% | $3,008-32.8% | $2,597-22.2% |
| Participant deferral / active EE | $3,653 | $3,246+12.5% | $4,395-16.9% | $4,028-9.3% |
| Admin fee / account holder | $900 | $4,397-79.5% | $5,325-83.1% | $5,404-83.3% |