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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,887 | $123,750-83.9% | $69,611-71.4% | $145,877-86.4% |
| Participation rate | 60.0% | 69.2%-9.2pp | 66.4%-6.4pp | 80.3%-20.3pp |
| Annual return | 26.63% | 192.03%-165.4pp | 101.14%-74.5pp | 551.28%-524.7pp |
| Employer contribution / active EE | $1,762 | $2,672-34.1% | $1,709+3.1% | $4,663-62.2% |
| Participant deferral / active EE | $3,815 | $4,243-10.1% | $2,891+32.0% | $6,691-43.0% |
| Admin fee / account holder | $68 | $7,817-99.1% | $4,696-98.6% | $13,402-99.5% |