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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,365 | $116,360-92.8% | $65,566-87.2% | $139,466-94.0% |
| Participation rate | 60.0% | 67.8%-7.8pp | 64.9%-4.9pp | 80.3%-20.3pp |
| Annual return | 0.00% | 31.23%-31.2pp | 47.40%-47.4pp | 373.66%-373.7pp |
| Employer contribution / active EE | $1,251 | $2,600-51.9% | $1,692-26.0% | $4,754-73.7% |
| Participant deferral / active EE | $3,299 | $4,242-22.2% | $2,832+16.5% | $6,712-50.8% |
| Admin fee / account holder | $15 | $6,701-99.8% | $4,114-99.6% | $11,409-99.9% |