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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,771 | $201,264-5.7% | $184,185+3.0% | $145,978+30.0% |
| Participation rate | 62.5% | 87.5%-25.0pp | 86.8%-24.3pp | 80.3%-17.8pp |
| Annual return | 12.82% | 29.00%-16.2pp | 28.81%-16.0pp | 550.52%-537.7pp |
| Employer contribution / active EE | $15,422 | $7,021+119.7% | $6,426+140.0% | $4,662+230.8% |
| Participant deferral / active EE | $4,707 | $9,806-52.0% | $9,132-48.5% | $6,690-29.6% |
| Admin fee / account holder | $479 | $16,376-97.1% | $13,909-96.6% | $13,400-96.4% |