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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,812 | $167,522-35.0% | $151,639-28.2% | $134,532-19.1% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -17.78% | 7.81%-25.6pp | 3.34%-21.1pp | 418.27%-436.1pp |
| Employer contribution / active EE | $3,772 | $6,828-44.8% | $6,165-38.8% | $4,741-20.4% |
| Participant deferral / active EE | $4,997 | $8,986-44.4% | $8,363-40.2% | $6,401-21.9% |
| Admin fee / account holder | $4,218 | $13,780-69.4% | $11,613-63.7% | $11,429-63.1% |