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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,415 | $133,981-77.3% | $112,249-72.9% | $134,532-77.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.46% | 47.16%-61.6pp | 27.48%-41.9pp | 418.27%-432.7pp |
| Employer contribution / active EE | $2,714 | $4,040-32.8% | $3,636-25.4% | $4,741-42.8% |
| Participant deferral / active EE | $5,569 | $5,292+5.2% | $4,729+17.8% | $6,401-13.0% |
| Admin fee / account holder | $3,184 | $7,492-57.5% | $6,412-50.3% | $11,429-72.1% |