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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,109 | $115,810-84.4% | $101,271-82.1% | $158,966-88.6% |
| Participation rate | 95.7% | 79.4%+16.3pp | 75.8%+19.8pp | 82.0%+13.7pp |
| Annual return | 15.02% | 56.15%-41.1pp | 46.48%-31.5pp | 302.95%-287.9pp |
| Employer contribution / active EE | $1,438 | $4,175-65.6% | $3,660-60.7% | $4,762-69.8% |
| Participant deferral / active EE | $2,474 | $4,958-50.1% | $4,371-43.4% | $5,983-58.7% |
| Admin fee / account holder | $1,397 | $7,248-80.7% | $5,948-76.5% | $11,250-87.6% |