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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,727 | $217,427-92.8% | $185,837-91.5% | $167,518-90.6% |
| Participation rate | 80.0% | 86.0%-6.0pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 15.15% | 148.39%-133.2pp | 122.08%-106.9pp | 478.71%-463.6pp |
| Employer contribution / active EE | $1,882 | $5,874-68.0% | $5,168-63.6% | $4,838-61.1% |
| Participant deferral / active EE | $3,631 | $6,357-42.9% | $5,568-34.8% | $6,342-42.7% |
| Admin fee / account holder | $1,066 | $19,816-94.6% | $16,241-93.4% | $12,312-91.3% |