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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,949 | $209,422-95.7% | $178,503-95.0% | $158,982-94.4% |
| Participation rate | 90.5% | 86.4%+4.1pp | 81.9%+8.5pp | 82.0%+8.5pp |
| Annual return | 48.03% | 188.81%-140.8pp | 151.12%-103.1pp | 302.99%-255.0pp |
| Employer contribution / active EE | $1,640 | $5,707-71.3% | $5,011-67.3% | $4,763-65.6% |
| Participant deferral / active EE | $3,711 | $5,955-37.7% | $5,202-28.7% | $5,983-38.0% |
| Admin fee / account holder | $317 | $17,079-98.1% | $13,987-97.7% | $11,252-97.2% |