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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,148 | $227,566-84.1% | $189,558-80.9% | $167,518-78.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | 17.83% | 78.43%-60.6pp | 64.19%-46.4pp | 478.71%-460.9pp |
| Employer contribution / active EE | $2,404 | $5,316-54.8% | $4,412-45.5% | $4,838-50.3% |
| Participant deferral / active EE | $8,530 | $7,002+21.8% | $6,174+38.2% | $6,342+34.5% |
| Admin fee / account holder | $708 | $11,881-94.0% | $9,809-92.8% | $12,312-94.3% |