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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,344 | $202,440-57.3% | $169,390-49.0% | $139,466-38.1% |
| Participation rate | 57.1% | 81.1%-24.0pp | 77.2%-20.0pp | 80.3%-23.2pp |
| Annual return | 18.40% | 532.36%-514.0pp | 406.07%-387.7pp | 373.66%-355.3pp |
| Employer contribution / active EE | $1,732 | $4,693-63.1% | $4,013-56.8% | $4,754-63.6% |
| Participant deferral / active EE | $7,454 | $6,940+7.4% | $6,222+19.8% | $6,712+11.1% |
| Admin fee / account holder | $0 | $10,722-100.0% | $9,015-100.0% | $11,409-100.0% |