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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,038 | $73,863-75.6% | $143,797-87.5% | $68,490-73.7% |
| Participation rate | 44.4% | 66.7%-22.2pp | 80.3%-35.9pp | 67.9%-23.5pp |
| Annual return | -17.09% | 0.91%-18.0pp | -0.04%-17.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $1,537 | $3,185-51.7% | $4,952-69.0% | $2,597-40.8% |
| Participant deferral / active EE | $2,293 | $3,385-32.3% | $5,638-59.3% | $4,028-43.1% |
| Admin fee / account holder | $3,481 | $5,756-39.5% | $14,679-76.3% | $5,403-35.6% |